Tag Archives: retirement plans

www.RetireOnline.com – JPMorgan Retirement Plans – JPMorgan Retireonline

www.Retireonline.com -JPMorgan Retireonline

What is www.retireonline.com and JPMorgan Retirement Plan Services?
Www.retireonline.com is the official website of JPMorgan Retirement Plan Services, a leading global financial services firm that helps people to plan for their retirement and achieve their financial dreams. JPMorgan Retirement Plan Services is operated by JP Morgan Chase & Co, a major money center bank based in the United States. JP Morgan Chase also provides various financial services, including investment banking, personal banking, private equity, financial transaction processing and other financial services for individuals and business customers. JPMorgan clients include the world’s most prominent corporations, institutional investors, governments, wealthy individuals, and also many small businesses and companies. Through JPMorgan Retirement Plan Services, JPMorgan offers retirement plans to companies, which in turn offer them to their employees. These retirement plans include defined benefit plans such as traditional pensions and cash balance plans, as well as defined contribution plans such as the 401(k) and profit-sharing plans. Millions of employees have their retirement plans administered by JPMorgan Retirement Plan Services. If you are one of many people who have their retirement plans with JPMorgan, then you should learn about www.retireonline.com.

What can you do at www.retireonline.com?
Www.retireonline.com provides a convenient way for you to track their investment if you have a retirement account with JPMorgan. To log into your retirement account, you need a user name and password which is obtained from your company’s retirement accounts administrator. Once you have the user name and password, sign in at www.retirement.com, and you can view your account balance and recent transactions, as well as download account statements. You can find out what mutual funds, stocks or bonds your retirement account is invested in, and also the performance and return that your investment portfolio has achieved. You can also read the prospectus of each mutual fund or bond fund you are invested in, to find out about the fund’s recent returns, and its fees and expenses. If you have a self-directed retirement account, you can also make changes to your retirement portfolio on the site. The website also has tools which help you calculate the monthly cash you can withdraw from your retirement plan based on different assumptions, such as your estimated investment return, and the number of years that you will be working.

In short, the JPMorgan retireonline website is a must-visit website for people who are have retirement accounts with JPMorgan Retirement Plan Services.

Www.401k.com – Fidelity Investments Retirement Plans

Www.401k.com – Fidelity Investments Retirement Plans

www.401k.com is a website that is set up by Fidelity Investments to provide information about retirement plans for the general public.

Fidelity Investments is one of the world’s largest mutual fund companies, and their low cost index funds is a mainstay of retirement plans nationwide. If you are thinking about joining your very first 401(k) plan, or thinking about converting 401(k) to a Roth IRA, or considering whether to consolidate 01(k) plans from your previous employers, http://www.401k.com contains a wealth of information for you.

The website www.401k.com guides you through the reasons to join your company’s 401(k), including the tax savings that results from contributing some of your income on a pre-tax basis to your 401(k), the discipline to save that is imposed by automatic deductions from your paycheck to fund your 401(k), and the extra cash that you’ll save if your company matches your contributions to your 401(k). While there are penalties for accessing the cash in your 401(k) before your retirement, you retain the cash in your 401(k) if you ever change jobs, and you can roll over the balance in your 401(k) retirement plan into the 401(k) retirement plan offered by your new employer if you wish.Alternatively, you convert your traditional 401(k) plan into a Roth IRA plan.

The difference between a Roth IRA and a traditional 401(k) is that while a traditional 401(k) is paid with before-tax dollars and only taxed upon distribution, a Roth IRA is funded with after-tax dollars, and taxes on earnings in the Roth IRA account are deferred until you withdraw them.

Generally speaking, you have more control over your funds in the Roth IRA plan compared to a traditional 401(k). In a traditional 401(k), you cannot withdraw the funds before retirement without penalty, and there is a mandatory time table for distributions. In a Roth IRA plan, you can withdraw the principal you have contributed without penalty, and there is no set timetable for distribution.

To learn more about 401(k) and Roth IRA plans, visit www.401k.com, the Fidelity Investments retirement plans web site.