Category Archives: Money & Investing

Www.401k.com – Fidelity Investments Retirement Plans

Www.401k.com – Fidelity Investments Retirement Plans

www.401k.com is a website that is set up by Fidelity Investments to provide information about retirement plans for the general public.

Fidelity Investments is one of the world’s largest mutual fund companies, and their low cost index funds is a mainstay of retirement plans nationwide. If you are thinking about joining your very first 401(k) plan, or thinking about converting 401(k) to a Roth IRA, or considering whether to consolidate 01(k) plans from your previous employers, http://www.401k.com contains a wealth of information for you.

The website www.401k.com guides you through the reasons to join your company’s 401(k), including the tax savings that results from contributing some of your income on a pre-tax basis to your 401(k), the discipline to save that is imposed by automatic deductions from your paycheck to fund your 401(k), and the extra cash that you’ll save if your company matches your contributions to your 401(k). While there are penalties for accessing the cash in your 401(k) before your retirement, you retain the cash in your 401(k) if you ever change jobs, and you can roll over the balance in your 401(k) retirement plan into the 401(k) retirement plan offered by your new employer if you wish.Alternatively, you convert your traditional 401(k) plan into a Roth IRA plan.

The difference between a Roth IRA and a traditional 401(k) is that while a traditional 401(k) is paid with before-tax dollars and only taxed upon distribution, a Roth IRA is funded with after-tax dollars, and taxes on earnings in the Roth IRA account are deferred until you withdraw them.

Generally speaking, you have more control over your funds in the Roth IRA plan compared to a traditional 401(k). In a traditional 401(k), you cannot withdraw the funds before retirement without penalty, and there is a mandatory time table for distributions. In a Roth IRA plan, you can withdraw the principal you have contributed without penalty, and there is no set timetable for distribution.

To learn more about 401(k) and Roth IRA plans, visit www.401k.com, the Fidelity Investments retirement plans web site.

Www.netspend.com – Prepaid Debit Account Application Online

File a prepaid debit account application online at www.netspend.com.

If you need a debit account, you can consider getting one at www.netspend.com. NetSpend Savings Accounts are brought to you by Inter National Bank which is a member of FDIC. It is also a Better Business Bureau Accredited business and it receives A+ BBB rating. You can check the Netspend BBB rating at the BBB web site. If you need a smart way to take care of your money, Net spend is one way to go. Currently there are more than 7 million people using Netspend debit cards. There are several benefits to get a Netspend debit account. For instance, your prepaid debit account application will be approved faster since there is no credit check is required. There is no overdraft fees and no interest charges. It is safer to use a prepaid debit card than cash. You can earn certain amount of interest from the money in your account, get free direct deposit service, check your netspend prepaid debit card balance online and pay bills online.

If you have a netspend debit card or want to apply for a netspend prepaid visa or master debit card, www.netspend.com is the web site which you should visit regularly.

There are several things you can do at www.netspend.com. First, for new users, you can file a netspend prepaid debit account application on the internet. If you have already had an account, you can activate your netspend prepaid debit card and register an online account to manage your money on the internet. If you have already had an account at www.netspend.com, you can login to your account with your username and password to use their online access services. For example, you can view your account statements, check your netspend prepaid card balance, pay your bills and change your account settings. If you need to put more money into your account, you may find a netspend reload center in your area by searching with your zip code at their web site,or by viewing the list of netspend reload locations on the site.

To learn more information about the Netspend prepaid debit account and to find the Netspend prepaid debit cards customer service contact information, visit their web site at provided link please.

In conclusion, if you have no credit history or have a bad credit, you may consider applying for a debit account. Www.netspend.com is one of online sites where you can find answers for your questions about debit accounts.

Www.Comcast.com/payonline | Make a Comcast Payment on the Internet | Com Cast Bill Pay Online Account Login

Www.Comcast.com/payonline | Make a Comcast Payment on the Internet | Com Cast Bill Pay Online Account Login

Make a Comcast payment on the internet at www.comcast.com/payonline, the website for Comcast Ecobill. Comcast Ecobill is the Comcast bill pay online service, which is an environmental friendly way to check your  bill and make a payment on the internet. With this service, you can stop using paper-based account statements, which is good for our environment since paperless statements delivery system saves a lot of trees.

How to make a Comcast payment on the internet at www.comcast.com/payonline

  1. Visit EcoBill, the Comcast Bill Pay internet service website at www.comcast.com/payonline, or http://www.comcast.com/Customers/CustomerCentral.cspx. Basically, these two links serve the same function.
  2. Before using the Bill Pay online service at this web site, you need to have an online account. The registration process is very simple. But you need to get your account number ready since you will be asked to enter it during the online account registration process. Click the button “Create Account” found at the lower left of the page, and you will be lead to the Comcast customercentral page. In order to see the “create a Comcast ID” page, you need to click the blue link “Register for Access” found at the upper left. Then you can start to create a new online account ID. The account sign up process begins with confirming your Comcast account by entering your account number, telephone number and security code. It will only take you several minutes to finish the sign up process. You need to provide a valid email address for com cast bill pay login or password retrieval purpose.
  3. If you have already had an account, you can access your account at this same site. To sign in to your Bill Pay online account, first you enter your user name which is the email address you provided during the account registration, and then click the red button “next”. On the next page, you will be asked for your password. This two steps login process is a new security feature for Comcast bill pay online account login.
  4. In your EcoBill bill pay account, you can view your statements and pay your cable bill. You also have an option to set a monthly automatic Comcast payment for your cable or internet bill, which will make your life a little bit easier for your bill payment each month.

To learn more information on Comcast bill pay online service or how to make a Comcast payment online, visit www.comcast.com/payonline, or http://www.comcast.com/Customers/CustomerCentral.cspx, the direct link for the Ecobill (Comcast billpay online) site.

www.bankofamerica.com/military – Military Bank of America Online Banking

Www.bankofamerica.com/military is the URL for the Military Bank of America Online Banking site. This BOA military bank online service is brought to you by the Bank of America Corporation, a publically-traded company on NYSE under the stock symbol BAC.

BOA military banking products are designed for military personnel and government employees. If you or your family member is serving in the military or working in the government, you may be eligible to enjoy these financial products. For instance, by using the BOA checking account, savings account and BOA Visa debit card, you may enjoy the benefits of the Keep the Change program and the bank match offered by Bank of America. What is the Keep the Change program? Basically, it can help you save more money from your expenses. When you use your BOA debit card to pay your bill, your purchase amount will be rounded up to the nearest dollar amount and the difference (the change) will be transferred from your checking account to your savings account. By keeping “the change” whenever you shop, you will save more money. What makes this deal even better is that BOA will match “the change” amount. The bank match rate is 5%. But for the first 3 month, the introductory match rate is 100%. $250 is the cap amount for the annual match. They will deposit your match payment to your savings account once per year but your change will be deposit into your savings account once a day. One thing that you should notice is that not all the BOA debit cards are eligible for the bank match even though they are still qualified for “the change” savings. For example, if you use a US Airway rewards debit card, you cannot get the bank match payment.

If you have already have a checking, savings or credit card account with the BOA military bank, you can enroll in the BOA military online banking so that you can access your account online. During the online account enrollment, you may need to provide your account number and PIN number. If you want to use the online banking bill pay services, you need to submit your payment information which can be found on your bills.

Another benefit of using the BOA checking or savings accounts is that these accounts can be used for direct deposit of your paychecks. By signing up for the direct deposit service, you can let your monthly income be deposited directly into your BOA accounts.

Web address for the Bank of America Military Bank Online: http://www.bankofamerica.com/military