To find out all about mortgages from Citibank, visit www.citibank.com.
Www.citibank.com is the official site for Citibank, a major financial institution in the United States. On this site, you can find all the products and services offered by the bank. To find out about mortgages offered by the bank, use the “Mortgages” link under the “Lines and Loans” section. This will lead you to a website where you can click on the “Apply” button to start your mortgage application process. There are 3 options to begin a new application. Firstly, you can fill out the online form with your name, telephone number, email address and loan amount, and then wait for a mortgage consultant to call you. Secondly, you can call a mortgage consultant yourself at 1-877-501-9131 during office hours. And thirdly, you can click on the “start your application online” link, fill out a short form about your personal finances, including your monthly income and expenses, and then wait for a mortgage consultant to review that information and call you back. Regardless of which option you choose, you will eventually need to meet with a mortgage consultant in person to discuss your application.
Before starting an application with Citibank, you may want to find out more about the mortgage loans and rates offered by the bank. To do this, instead of clicking on the “Apply” button, click on the “current rates” link, and you will be redirected to www.citimortgage.com, the mortgage site for Citibank. On this site, you can access various tools that Citibank provides for mortgage applicants, including mortgage calculators and refinancing schedules. To get a snapshot of the current rates offered, click the “See Today’s Mortgage Rates” button, and you will be shown the 30 year and 15 year fixed rates for residents in California. However, mortgage loan rates vary according to the loan duration, and the applicant’s credit score and income levels. To get a more accurate rate for yourself, you need to click on the “Get your new home mortgage started today” link, and then on the “Customize my rates” link. This will lead you to a long form which you must fill out to get an estimate of the rates that are applicable to you. While the form looks complicated, many of the fields are automatically calculated, and only the fields that are marked with red asterisks need to be filled in. After you have filled in the form, click on the “save and continue” button, and you will be provided with a table of the various fixed rate and adjustable rate mortgage loans of various durations from Citibank. You can then pick and choose which loan is more appropriate for you.
If you are wondering what types of mortgage loans are offered by Citibank, visit http://www.citibank.com.