Category Archives: Money & Investing

www.FrostBank.com – Frost Bank Online Banking Site

Www.frostbank.com is the online banking site for Frost Bank, and is also its official website. Frost Bank, also known as Frost National Bank, is headquartered in San Antonio, Texas. The parent company of FrostBank is Cullen/Frost Bankers, Inc., a public company traded on NYSE with the symbol: CFR. Currently there are approximately 110 Frost Banks in Texas which is the only state where FrostBank runs business. FrostBank provides financial banking, investments, insurance products and services for both individuals and business customers. At www.frostbank.com, the personal solutions section is designed for their individual customers and the business section is for their business customers.

Frost Bank financial products and services at www.frostbank.com
FrostBank offers many banking services and financial products, including checking accounts, savings accounts, CDs accounts, personal loans, home equity loans, home mortgages and Frost Bank credit cards. In order to bank online and from your mobile phone at www.frostbank.com, FrostBank customers must register beforehand.

If you have significant assets and want FrostBank to run your investments, you may want to look into Frost Bank’s personal investments services or trust and estate planning services at the site. Once you have signed up for personal investment services, you will be contacted by professional Frost Bank investment advisors to guide your investing activities.

FrostBank is also an insurance provider. You can shop FrostBank for life insurance, health insurance, dental insurance, car insurance, homeowners insurance and more. At FrostBank, you can get financial protection for your valuable properties, including your RV, boat or your collectibles.

How do you bank online at www.frostbank.com?
Visit www.frostbank.com and enter your User ID in the User ID field in the top right hand corner, then click the “Login” button. If this is your first time you’re banking online with FrostBank, you need to pre-register your account by clicking on the “Sign Up Now for My Frost” link, and then entering your ATM card number and PIN code. Once you have a User ID and have logged into you’re my Frost account, you can then access all your accounts at FrostBank. This includes your savings, checking, CDs, credit cards, 401(K), and loan accounts. You can transfer funds between your Frost Bank accounts, pay your credit card and loan bills, view your account transactions, and download your account statements. You can also service your account, such as updating your contact information and address, stopping payment on a check, replacing a lost ATM card, ordering new checkbooks, and scheduling email alerts when your account balances crosses thresholds you choose.

In conclusion, the Frost Bank online banking site at http://frostbank.com is very useful for people who have accounts at Frost Bank, or who want to purchase financial products from Frost Bank, or are interested in investing with Frost Bank.

www.EppiCard.com – Eppi Card – State Payment Prepaid Debit Cards

Access your Eppi card account at www.eppicard.com, the eppicard site online.

What are Eppicard cards?

Eppicard cards are prepaid debit cards issued by American state governments. They are a method for Eppicard owners to receive money from state governments. Eppicard provides a safe and easy way to deliver money for state governments. The most common reasons for a person to own an Eppicard is if he or she receives Social Security cash benefits or child support from state governments. However, only a limited number of American states are using the Eppicard payment system at this time. States which use Eppicards include Texas, Ohio, Oklahoma, Virginia, Utah, Mississippi, North Carolina, New Jersey and more. Eppi cards are usually issued as Visa or Mastercard prepaid debit cards. Agencies in the same state may issue different eppicard cards for different purposes. For instance, the Ohio state government issues both Ohio Child Support eppicards and Ohio Cash Benefit eppicards for it citizens.

What can I do with an Eppicard?

An Eppicard is like an ordinary prepaid debit card. You can swipe it at during checkout and enter your PIN number to make purchases. You can also use your Eppicard at the ATM and enter the PIN number to get cash (note that many ATMs will charge a fee for this). Eppicards can also be safer to use than cash. If you lose your eppicard, you should immediately call Eppicard customer service in order to report the loss and deactivate the lost card. If you do not report the loss, you may be responsible for all charges on the card. You will also be issued a replacement card after you have reported the lost card. In addition, if there is a charge on your Eppicard that you think should not be there, you can also call Eppicard customer service to dispute the charge. Note that some states charge a fee for calling Eppicard customer service. You also cannot deposit cash in your Eppicard account; only the state government can do that. Since you cannot use the Eppicard if the cash balance in your Eppicard account runs out, it is important to check your account regularly to determine the balance in your Eppicard account. Although you can check your Epicard account balance at an ATM, as mentioned earlier, some ATMs may charge a fee. You can check your account balance free of charge on the internet at www.eppicard.com.

What can you do at www.eppicard.com?

The home page at www.eppicard.com shows the 19 eppicards in circulation today. They include cards from various states, such as the Mississippi eppicard, the Georgia eppicard, the Oklahoma eppicard, the Ohio Child Support and Ohio Cash Benefit eppicards, and so on. In order to check your balance, you need to click on the picture of the card that you have. Alternatively, you can also choose from the drop down box on the top left corner of the website.

Once you have chosen your card, you will go to a page where you can enter your User ID to check your account balance. If you are a new user, you need to click on the “New User” link, which will lead you to a page where you can register your card. To register your card, you need to enter your card number, the card verification value (CVV, a 3 digit number on the back of your card), your social security number, your date of birth, and your email address, and then choose a password. Once you have done that, a User ID will be emailed to you, allowing you to use the www.eppicard.com website to check your card balance.

In conclusion, www.eppicard.com provides an easy way for eppicard holders to check their balance online. People who want to learn more about eppicards will also benefit from visiting www.eppicard.com.

www.WellsFargoFinancial.com Billpay | Wells Fargo Financial

Www.wellsfargofinancial.com is the Wells Fargo Financial BillPay website.

WellsFargo is a major financial services company in the United States of America, and is the fourth largest bank in the US by assets. It has more than 6000 retail branches in the US, and makes loans to millions of customers. WellsFargo offers many types of loans, such as unsecured credit cards, real estate secured mortgages and home equity lines, auto loans, and personal loans. On this site, you can pay any and all loan bills that are owed to Wells Fargo. Of course, to pay your bills online, you first need to register your account by entering your Wells Fargo account number and the balance on your last monthly statement. You would also need the routing number and account number of your checking account to set up the ACH link with which to pay your bill. Once you have enrolled at http://financial.wellsfargo.com/consumer/billpay/index.html, you can then pay your Wells Fargo bill online.

Link: www.WellsFargoFinancial.com billpay site.

Paystatements.adp.com | ADP iPayStatements Login

View your ADP iPaystatements at the ADP iPay login portal, https://paystatements.adp.com. ADP is contracted by many employers to handle their payroll, and as a result, millions of employees log on monthly at https://paystatements.adp.com to check their monthly pay stub.

What does ADP do?

ADP is the world’s largest human resource outsourcing company. The services they provide include payroll processing, benefits and insurance administration, tracking of vacation and sick leave, as well as handling of both federal and state taxes. They handle human resources for many large companies, including quite a few Fortune 500 companies. However, typically, it is the smaller companies that find it more efficient to outsource their human resource function, as it is too expensive to hire a full-time payroll administrator a small number of employees, and over-taxed owners of small businesses often make mistakes with their payrolls when they do it themselves. Therefore, aside from large companies, ADP is also very commonly used by small businesses. To make it more efficient for employees to check their pay, benefits and leave, ADP created the iPay portal website, accessible 24/7 online, so that employees can have this information at their fingertips day or night. Below is the procedure for logging into the ADP iPay portal.

How do you use paystatements.adp.com properly and safely?

1. You need a browser which can handle Javascript and SSL. Most major browsers today, including Internet Explorer, Firefox, and Chrome, are okay
2. view your payroll, you need to have either Adobe Reader or Foxit Reader installed in order to read pdf files, which is the format that your pay stub will be in.
3. In order to use all the features available at paystatements.adp.com, you may want to disable your browser’s popup blockers, since they may cause some problems while you visit paystatements.adp.com. If you have no idea what is a popup blocker or don’t know how to disable popup blockers, you can learn the details on the ADP iPayStatements site.
4. If you are extremely concerned about security, you may want to read the “Security settings” section on paystatements.adp.com before you access your payroll account on the site. The most important point is to check the “Do not save encrypted pages to disk” option in the browsers. In addition, it is not a good idea to check your payroll on a public computer, because someone may have installed a key logging program to capture user names and passwords.

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How can you access your payroll account at the ADP ipaystatements login page

1. Go to the ADP ipaystatements login page at https://Paystatements.adp.com.
2. Click the button “Login” found on the upper left of the page. On the next page you will be asked to enter your Ipay user ID and password.
3. If you have forgotten your ipay login information, you can get your user ID and password back after the system verifies your identity with some personal information that only you can provide.
4. If you are new to the ADP ipaystatements site, you may need to register a new ipaystatements account during your first visit to the site. To register an online payroll account at https://Paystatements.adp.com, your company must be an ADP payroll service customer, and you must have been given a Registration Pass Code by your boss or payroll administrator. The registration process at the ADP ipaystatements site is very simple. You just need to follow the instruction and you can get it done with minutes.

With the ADP iPaystatements site at https://Paystatements.adp.com, you can easily view and manage your payroll account easily online.

How to Manage Your Axis Bank Account on the Internet | https://www.Axisbank.co.in

Why do you want to manage your Axis Bank account online?

This post is to show you how to manage your Axis Bank account on the internet. If you use AxisBank services and have an AxisBank account, you should learn how to manage your AxisBank account online because it will make your life much easier.

With internet banking, you don’t need to go to your local Axis Bank branches as frequently as before since you can get some of your transactions done on your computer at your cozy home. For instance, if you want to transfer some money from one of your accounts to another, you can get it done online. You can also check your bank account balance and make an arrangement to pay your bills on the internet.

How to manage your Axis Bank account online

Axis Bank, one of the major banks in India, provides internet banking services at https://www.Axisbank.co.in. If you are a customer of AxisBank and want to access or manage your Axis Bank account on the internet, you have to remember this web address. If you want to learn what banking products and/or services available at AxisBank currently, you should visit their official website at www.axisbank.com. Both personal banking and business banking services offered by Axis Bank are described at the site. The following is a simple guide on how to manage your Axis Bank account online.

1. Visit www.Axisbank.com, the official web site of Axis Bank.

2. On the top left corner of their homepage, you can see “Net Banking”, “Personal Banking” and “Log on”. Since you want to use AxisBank Personal banking services, you should choose “personal banking” and not “business banking”. After making the selection, you should click on the “Log on” button. Then you will be led to the Axis bank account login site which is also known as the iConnect net banking site. The direct link to the Axis bank account login site is https://www.Axisbank.co.in, as I mentioned earlier.

3. To access your account at the Axis bank account login page, you simply need to type in your user ID and your password which should be included in your welcome package. If you accidentally forgot your iConnect account password, it doesn’t matter. You can use the online password retrieval system offered on their site to get your password back by following the instructions there.

4. Before clicking on the “submit” button, don’t forget to select which functions you want to access. The options include “fund transfer” (within your own accounts or with a third party account), Demat balance and bill registration.

5. After login to your iConnect net banking account, you can manage your Axis Bank account online. For instance, you can check account balance and register your bill.

If you are new to iConnect net banking site, you cannot register for a new Axis online banking account online. If you want to use Axis online banking services, you need to go to the Axis Bank local branches in your area to activate your online account first. The application forms can be downloaded at https://www.Axisbank.co.in.

Is it safe to use Axis online banking services?

The AxisBank login website comes with many security features which allow people to use their services with peace of mind. You do not need to worry about someone stealing your login ID or password while using Axis online banking services, as the communication between you and the site is encrypted by SSL. The Axis Banking site recommends the use of Internet Explorer 4.0 and above, although most major browsers today, such as Firefox and Chrome, all support SSL, and should also work fine. Check out https://www.Axisbank.co.in today to learn the details about how to manage your Axis Bank account on the internet.

www.edd.ca.gov – California Unemployment Benefits Extension

www.edd.ca.gov – California Unemployment Benefits Extension

If you are a Californian looking for information on unemployment benefits, you should go to the website www.edd.ca.gov. This is the official website of the Employment Development Department, which is a division of the Labor and Workforce Development Agency of the State of California.

The Employment Development Department is the largest tax collection agency in California. As such, it maintains the employment records of California residents, and also administers disability insurance and unemployment insurance. www.edd.ca.gov is therefore a must-see site if you are a California resident looking to claim unemployment insurance, or looking for information on unemployment benefits, such as the recently announced unemployment benefits extension by the federal government.

If you are applying for unemployment benefits for the first time, you can do so online at the site. There is a video which introduces the application process, available in both English and Spanish. Briefly, in order to qualify, you need to have lost your job involuntarily (that is, you were fired or was forced to resign, and did not resign voluntarily for personal reasons), and you need to be actively looking for work, or attending approved training. In addition to filing an initial claim online, the website also has instructions on how to file an initial claim by telephone, mail or fax. After you have filed your application, you should receive your claims materials within 10 days by mail. You and your previous employer may also be contacted for telephone interviews in order to establish the reasons for the loss of your previous job. All the information you need for your application is summarized in a tip sheet, available as a pdf from the website in four languages, English, Spanish, Chinese and Vietnamese.

Once you’ve been approved for unemployment benefits, you need to submit a Continued Claim every two weeks in order to continue to collect your checks (attached to each check is a Continued Claim form, which must be filled out in order for you to receive your next check). You can also choose to submit your Continued Claim form online at the Employment Development Department website www.edd.ca.gov, instead of mailing in the paper form that was mailed to you. Note however that the paper form will continue to be mailed to you, and you should fill in either the electronic form on the web or the paper form, but not both, as doing both will lead to administrative confusion and may delay your check.

Therefore, for all the paperwork and questions you have regarding applying for unemployment benefits in California, or about unemployment insurance extension, visit http://www.edd.ca.gov/.

www.state.ar.us/esd/ – Arkansas Unemployment Benefits Claim

www.state.ar.us/esd/ – Arkansas Unemployment Benefits Claim

Are you an unemployed Arkansas resident looking for information about how to claim Arkansas unemployment insurance benefits? If so, you should visit the www.state.ar.us/esd/ website. This is the official website of the Department of Workforce Services of Arkansas, which is the state agency responsible for administering unemployment insurance in Arkansas.

What can you do on http://www.state.ar.us/esd/?

There are many things you can do at this website. If you are newly unemployed and looking to claim unemployment insurance, you can read about the eligibility criteria and the amount that you are entitled to. Generally, to be eligible for Arkansas unemployment benefits, you need to be involuntarily terminated from your last job, and show evidence that you are actively looking for work or attending approved training or schooling.

There is also information about COBRA benefits, under which you are entitled to continue your medical insurance for 18 months after a loss of employment.

Lastly, there is a list of the local offices which you can phone or visit if you have additional questions about the process of claiming AR unemployment benefits.

If you are currently claiming unemployment checks, the same site has a link under the “Unemployment Services” to ArkNet, which is the continued claim application site for Arkansas unemployment insurance benefits. You need to file claims on ArkNet on a weekly basis in order to continue to receive your checks. Each continued claim takes 10-15 min, and consists mainly of providing evidence that you are currently looking for work or attending approved training.

Lastly, if you are currently claiming unemployment insurance but your eligibility period is about to run out, you can also visit the site to read about the latest legislation which extends the benefit period for many people. News about these extensions is located in the “Federal Legislation” section of the websites.

In summary, the www.state.ar.us/esd/ website is a must-see site for Arkansas residents who are or would like to claim unemployment benefits.

www.discovercard.com/giveaway – Discover Everyday Giveaway Sweepstakes

Check the Discover everyday giveaway sweepstakes rules and winners at www.discovercard.com/giveaway.

Are you a Discover credit cardholder? Do you make a purchase with your Discover credit card regularly? If your answer is “No”, you may want to reconsider it since Discover gives a good reason to use their credit cards: Use your Discover credit card to win prizes!

Here is how this Discover Everyday Giveaway Sweepstakes offer works. Every time you use your Discover credit card to make a purchase in 2010, you will automatically get a free entry to their sweepstakes. Every day they give away 75 prizes. There are 1 $500 Discover gift card, 4 $100 ones, and 70 $25 ones. The daily prize giveaway is an all-year-long offer. Besides, at the end of 2010 there is one grand prize which is $1 million. Do you think this is an attractive offer to use your Discover card more often?

To see the official rules of this Discover Everyday Giveaway Sweepstakes and to check the list of recent daily winners, please visit http://www.discovercard.com/giveaway. Do you feel lucky? Maybe you are one of those daily lucky winners already.

How to check the Discover Everyday Giveaway results?
1. Go to www.discovercard.com/giveaway;
2. Click on the link “See Winners” found on the bottom left of the page;
3. There are two ways to display the list of daily winners: by date or by State. If you check the result every day, you should use “view winners by date”. Otherwise, “view winners by State” is more convenient.
4. On the list of daily winners, you can see the winner’s name, residential state and the amount of prize awarded.

Next time when you do some shopping, don’t forget to use your Discover card to pay the bill. More times you pay bill with your Discover card, more free entrees you will get to win prizes. If you are lucky, at the end of 2010, the $1 million dollar grand prize could be yours. Good luck.

Source: www.discovercard.com/giveaway

www.citibankonline.com – Citibank Bank Account Online Access

www.citibankonline.com – Citibank Bank Account Online Access

If you have a checking or savings account with Citibank, and would like to bank online, log in at www.citibankonline.com. Citibank is the retail banking arm of Citigroup, a major money center bank in the US.

How to manage Citibank Bank account online
The www.citibankonline.com website was set up by Citigroup to allow their customers to log onto their savings and checking accounts online. To sign on to your account online, you need to enter your User ID and Password in the boxes on the upper left hand corner.

If you do not have your User ID and Password, you can set up your account for online access on the same site. To set up your account for online access, you need to provide your ATM/Debit Card Number, the ATM PIN, and your account number. Once these 3 pieces of information has been entered, you will be emailed a User ID and Password which would allow you to access your account online.

When you have logged into your account, you will be able to check your bank statements and all your recent bank transactions, including all ACH transfers and cashed checks. You can also link all your other Citigroup accounts, including credit lines and credit cards, to your checking or savings account. That way, you can transfer funds between your linked Citigroup accounts which are effective immediately.

You can also transfer funds to and from external accounts, although that will take 2-5 business days. In order to set up an external ACH link, you need to provide your other bank’s routing number (the 9 digit number found at the bottom of your check that comes before your account number), as well as the account number.

In addition, you can also perform many account management tasks online, such as changing the PIN number of your ATM/debt card, updating your mailing address if you move, stopping and re-starting your paper statements, emailing customer representatives with questions, and much more.

If you have a Citibank checking or savings account, don’t hesitate to go over to www.citibankonline.com to do your online banking today.

www.aaa.com/billpay- AAA Mid-Atlantic Insurance Group Bill Payment Online

Pay your AAA Mid-Atlantic insurance bill online at http://www.aaa.com/billpay.

Are you a customer of AAA Mid-Atlantic Insurance Group? How do you pay your bill? If you are a new customer, you may not be 100% clear about how to pay your auto or home-owner insurance bill in a fast and easy way. If that is the case, it doesn’t matter. There is nothing to be ashamed about. You are not the only person with this problem. Many new customers have the same problem. That is why they offers http://www.aaa.com/billpay, a web page where you can learn their payment options in detail. While visiting www.aaa.com/billpay, you will be sent to this page: http://midatlantic.aaa.com/Insurance/PremiumPayments.

How to pay AAA Mid-Atlantic Insurance Group auto or home insurance bill?

According to their web site, there are 3 ways that you can use to pay your insurance bill.

1. You can pay your insurance bill by mail. The mailing address is listed as follow:
P.O. Box 41745
Philadelphia, PA 19162-0213

2. You can pay your auto or home insurance on the phone by calling their toll-free number: 1-800-450-8878. They accept debit cards and major credit cards including Visa, Matercard and American Express as payment methods.

3. The most convenient and easiest way to is to pay your bill online. The Bill Payment Online site is accessible directly via this link: https://paymentsaaamidatlantic.billmatrix.com/, a website powered by BillMatrix Corporation. The same website can also be reached by clicking the red “Pay Online” button at http://www.aaa.com/billpay.

To pay your insurance bill online at paymentsaaamidatlantic.billmatrix.com, you need to key in your Auto or Home insurance policy number and your zip code first. The insurance policy number is an 8-digit number which can be found on your bill. This online bill payment service is only available for AAA Mid-Atlantic insurance group customers with active policies. Customers with cancelled policies cannot use this online bill pay service. To check the status of your auto or home insurance policy, you should call 1-888-AAA-0094 and talk to their customer service representatives on the phone.

Www.aaa.com/billpay is a web page aimed to help AAA Mid-Atlantic insurance group customers to learn their bill payment options. It also contains a link to https://paymentsaaamidatlantic.billmatrix.com/, the AAA Mid-Atlantic insurance bill pay online site.